Ark_Privacy Notice

1950 University Avenue, Suite 200
East Palo Alto, CA 94303

ARK FINANCIAL TECHNOLOGY PRIVACY NOTICE

Facts	What does Ark Financial Technology do with your personal information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some—but not all—sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number or government-issued identification number Account balances and transaction history Payment and transfer activity Income and asset information Credit-related information (if applicable) Contact information (email, phone, address) Device and online identifiers When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Ark Financial Technology chooses to share; and whether you can limit this sharing.

2. Reasons we can share your personal information

Reasons we can share your personal information	Does Column, N.A. share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	We don’t share
For our affiliates’ everyday business purposes — information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes — information about your creditworthiness	No	We don’t share
For our affiliates to market to you	No	We don’t share
For nonaffiliates to market to you	No	We don’t share

3. Questions

Call us at: +852 3700 1871

4. Who are we?

Who is providing this notice?	Ark Financial Technology, Inc.

5. What we do?

How does Ark Financial Technology protect your personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We hold our employees to strict standards of conduct to ensure the confidentiality of customer information, and we require companies that we do business with to protect your information.
How does Ark Financial Technology collect my personal information?	We collect your personal information, for example, when you: Open an account or deposit money We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only: Sharing for affiliates’ everyday business purposes—information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you See below for more on your rights under state law.

How does Ark Financial Technology protect your personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We hold our employees to strict standards of conduct to ensure the confidentiality of customer information, and we require companies that we do business with to protect your information.

How does Ark Financial Technology collect my personal information?

We collect your personal information, for example, when you:

Open an account or deposit money

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

Sharing for affiliates’ everyday business purposes—information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you

See below for more on your rights under state law.

6. Definitions

Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies that utilize Ark Financial Technology name
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Ark Financial Technology does not share with nonaffiliates so they can market to you
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Ark Financial Technology doesn’t jointly market

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Our affiliates include companies that utilize Ark Financial Technology name

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Ark Financial Technology does not share with nonaffiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Ark Financial Technology doesn’t jointly market